Mortgage Blog
We regularly publish
our mortgage blogs with information and
our tips to help you
understand and make decisions about your
mortgage, protection and insurances.
Every mortgage blog that we write is published here. If you have any questions please contact us
Equity Release: How the Bank of Mum and Dad (or Grandma and Grandad) Can Support the Next Generation
In the face of rising house prices, expensive childcare, and the weight of student debt, young adults today are finding it harder than ever to
Complicated Buy-to-Let Mortgages: Why They Happen and How to Secure the Right Deal
Buy-to-let property investment remains a popular way to generate income and build long-term wealth, but the mortgage process is often more complicated than first-time landlords
Spring Statement 2025: Impact on Mortgages and the Housing Market
The Spring Statement 2025, delivered by Chancellor Rachel Reeves, outlines a range of fiscal policies that will influence the housing market. This report explores the
Lender Perceptions: How High Net Worth Individuals Can Navigate Complex Lending Processes
For high net worth individuals (HNWIs), releasing capital from property, whether investment property or family home can be a challenge—despite substantial wealth. One of the
Start 2025 Right: A Comprehensive Guide to Reviewing Your Mortgage, Protection, and Estate Planning
Welcome to our Guide to Reviewing your Mortgage, protection and estate planning. Now that the Christmas decorations are back in the loft, the turkey has
Estate Planning: Protecting Your Home and Securing Your Family’s Future
This blog is a summarised version of our e-book “Estate Planning: Protecting Your Home and Ensuring Your Family’s Future”. You can download this e-book by
Why Understanding Your Credit File is Essential Before Applying for Finance—Especially Mortgages
When it comes to securing finance, whether for a mortgage, a car loan, or even a credit card, understanding your credit file is really important.
Equity Release Mythbusting: Separating Fact from Fiction
Equity release is becoming increasingly popular among homeowners looking to access the cash tied up in their properties. However, with its rise in popularity comes
Buy to Let Mortgages: Challenges in the Current UK Market
Buy-to-Let Investors in the UK housing market have enjoyed successful business for a long time, offering the potential for steady rental income and capital growth.
Safeguarding Your Legacy: The Risks of Not Including Mortgage Protection Insurance in Estate Planning
Mortgage protection insurance is vital to reduce the impact of mortgage debt on your estate. Mortgage debt is often one of the largest financial obligations
Securing Your Legacy: The Benefits of Including Commercial and Buy to Let Mortgage Protection in Estate Planning and Business Continuity Strategies
Business Continuity Planning is essential to safeguard your assets and ensure the continuity and financial security of your business. It ensures the succession of your
Safeguarding Your Home and Family: Why Mortgage Protection Insurance is Crucial
Securing a stable and safe future for your family is crucial in the event that something goes wrong. One of the most significant steps towards
Equity Release FAQs: 10 Frequently Asked Questions
In our Equity Release FAQs we aim to answer your most pressing questions about equity release, a financial option that allows homeowners to access the
Understanding Equity Release: A Comprehensive Guide
Equity release has emerged as a popular option for those seeking financial flexibility in retirement or to meet other financial goals. In this comprehensive guide,
The Mortgage Market in 2024: Understanding the Trends and Implications for your Mortgage
The information contained within was correct at the time of publication but is subject to change The UK mortgage market continues to be unpredictable, shaped
Navigating the Mortgage Maze: Understanding Your Mortgage Options and the Crucial Role of Expert Advice in 2024
The information contained within was correct at the time of publication but is subject to change In the ever-evolving landscape of real estate and finance,
Navigating the mortgage market in 2024:what you need to know
Navigating the mortgage market in 2024 is likely to be an uncertain, challenging task. The big question on everyone’s mind is whether interest rates will
Remortgage or New Mortgage? Should you build or Move?
Considering the Cost of Moving House Deciding between a remortgage or new mortgage can be a tough choice, especially when you’re juggling the needs of
Understanding the Role of a Specialist Buy to Let Mortgage Broker: A Comprehensive Guide
What is a Buy to Let Mortgage Broker? A specialist buy to let mortgage broker is a professional who assists individuals in securing mortgage financing
What’s Happening with Mortgage Interest Rates?
The ups and downs of mortgage Interest rates Mortgage rates are a pivotal factor in the housing market, and have a real impact on the
Why Using A Mortgage Broker To Secure Your Mortgage Is A Good Idea: Part 3
Secure your Mortgage using a mortgage broker. In Part 1 of our blog we looked at the mortgage market, and how a mortgage broker can
Why Using A Mortgage Broker To Secure Your Mortgage Is A Good Idea: Part 2
The Benefits of Using a Mortgage Broker: Don’t Go It Alone! When it comes to purchasing a home or refinancing your mortgage, the process can
100% Mortgages: Securing an Affordable Mortgage
How do 100% mortgages work? 100% mortgages, also known as no deposit mortgages, allow homebuyers to borrow the entire purchase price of a property without
Why using a mortgage broker to secure your mortgage is a good idea: Part 1
Wherever you live in the UK, the mortgage market can be a complex, confusing place with thousands of products, hundreds of lenders, and dozens of
What’s in Store for the Mortgage Market 2023?
Before we take a look forward into the mortgage market 2023 let’s take a look back at the h0using market in 2022, how it performed
Christmas Opening Hours
Christmas is nearly here, so from the team here at Liddle Perrett we’d like to take the opportunity to wish you and your family a
What is the Best type of Mortgage for me to Consider?
If you’re looking for a mortgage you will be familiar with the plethora of deals, offers and rates on offer. If you’re in the market to buy a home, or remortgage your existing property, the array can be overwhelming. But it’s not just the deals and offers presented by lenders, but the different types of mortgage on offer as well.
Strategic Planning and Property Tax in Property Investment
We are frequently asked by our clients for advice and information about tax and tax-efficient business structures. We aren’t accountants or tax specialists, but we
What next for Mortgage Interest Rates
Mortgage interest rates are on the rise. That’s no surprise. The Bank of England increased the Base Rate of Interest to 1.75% in August, and
Act Today to save on Mortgage Repayments Tomorrow
Act Today to save on Mortgage Repayments Tomorrow Facebook Twitter LinkedIn What can I do about increasing Mortgage repayments? If you are a homeowner with
first time investors and buy to let mortgages
New buy to let mortgages and mortgage protection for first time investors Share on facebook Facebook Share on twitter Twitter Share on linkedin LinkedIn Buy
Equity Release: what is it and is it a good idea?
Equity Release: what is it and is it a good idea? Equity release is, put simply, a way to unlock some of the value in
Is now the Time to Take out a Fixed Rate Mortgage?
Is now the Time to Take out a Fixed Rate Mortgage? In our latest blog, we’re looking at whether a fixed rate mortgage is a
#6 Good Reasons to Review your Life Insurance
Mortgage Protection and Estate Planning: What you need to know Facebook Twitter LinkedIn No one likes to contemplate the end of their life, or how
Residential Buy to Let Mortgages: #3 need to know facts
Residential buy to let mortgages are available for individuals and companies renting property out for people to live in. We know that already, but what are the particulars that you need to be aware of?
Financial Review: #7 things to consider mid-year
Financial Review: #7 things to consider mid-year Facebook Twitter LinkedIn Are you in touch with your financial situation? Is a financial review something that you
First Time Buyers: #3 things that you need to know
First Time Buyers: #3 things that you need to know Facebook Twitter LinkedIn Buying your first home is an exciting time, but as first time
Bank of Mum and Dad : what you need to know
Facebook Twitter LinkedIn Are you contemplating going to the Bank of Mum and Dad for help with the deposit for your home? Or you’re a parent
Buy to Let Mortgages: 3 Questions Answered
Facebook Twitter LinkedIn Buy to Let mortgages are designed specifically for landlords who buy property to rent out. You will be familiar with many of