Liddle Perrett Mortgage Broker

CheckmyFile

Why your Credit Report Matters

Get your Mortgage Ready Credit Report with CheckmyFile

When applying for a mortgage, your credit report is one of the most critical factors lenders use to determine your eligibility. It influences not only whether you get approved but also the terms of your mortgage, including the interest rate. Having a clear understanding of your credit profile before you apply for a mortgage can help us to recommend the right mortgage for you.

Introducing Checkmyfile: Your All-in-One Credit Report Solution

  • Comprehensive Credit Information

With Checkmyfile, you can view information from all major credit reference agencies, ensuring you don’t miss any details that could be crucial to your mortgage approval.

  • Identify and Fix Errors Early

Mistakes in your credit report, such as incorrect personal details, duplicate accounts, or outdated information, can lower your credit score. Checkmyfile allows you to spot these errors and take action to correct them before they affect your mortgage application.

  • Monitor Your Credit Score

Track your credit score over time and understand the factors influencing it. This insight can help you take steps to improve your score before applying for a mortgage, potentially saving you thousands in interest over the life of your loan.

Get your Credit Report

Try it FREE for 30 days, then £14.99 a month – cancel online any time.

Please be aware that by clicking onto the above link you are leaving the Liddle Perrett Ltd website. Please note that neither Liddle Perrett Ltd nor PRIMIS mortgage network are responsible for the accuracy of the information contained within the linked site accessible from this page.

  • Fraud Detection

Checkmyfile’s multi-agency approach also helps you spot potential signs of identity fraud. If someone else has taken out credit in your name, you’ll see it on your report and can take steps to resolve the issue.

  • User-Friendly Interface

Checkmyfile is designed to be straightforward and easy to use, even if you’re not a credit expert. The report is presented in a clear format, with explanations for each section, so you can quickly grasp where you stand.

  • Free 30-Day Trial

Checkmyfile offers a free 30-day trial, giving you ample time to review your credit report without any commitment. After the trial, you can continue the service for a small monthly fee, ensuring you stay on top of your credit health as you move through the mortgage process.

What is CheckmyFile?

Checkmyfile is the UK's most comprehensive credit reporting service, providing you with a complete view of your credit history. Unlike single-agency reports, Checkmyfile compiles data from all major UK credit reference agencies—Experian, Equifax, TransUnion, and Crediva—into a single, easy-to-read report. This gives you a full understanding of how lenders see you, and it allows you to spot any discrepancies that could negatively impact your mortgage application.

How to get Started

Getting your credit report through Checkmyfile is simple

  • Register Online

Sign up for a free 30-day trial with Checkmyfile. The registration process is quick and straightforward.

  • Access Your Full Credit Report

Once registered, you’ll have immediate access to your comprehensive credit report from all four major UK credit reference agencies.

  • Review and Take Action

Carefully review your report for any inaccuracies or areas for improvement. If you spot something that needs attention, take the necessary steps to fix it.

  • Prepare for Your Mortgage Application

With a clear understanding of your credit status, you’ll be better equipped to approach lenders with confidence, knowing that your credit report reflects your true financial situation.

Get your Credit Report

Try it FREE for 30 days, then £14.99 a month – cancel online any time.