Wherever you go, or wherever you don’t go come to that – Social Media is everywhere. From selfies to memes, it might all seem like harmless fun. However, Social Media might be causing a potential threat to your insurance policies when away from your property.

The first thing you might do when you jet off on holiday is to upload a picture on Facebook, or taking that sun-kissed, filtered selfie on Instagram. Although you think it might be a good idea to update your followers with your plans, these actions could not only increase the risk of an intruder breaking in, it could cause your insurance policy to be negated.

Burglars may use your Social Media which will tell them that you’re not at home – resulting in an easy steal of any belongings that take the eye. With this in mind, it’s a good idea to take reasonable care in securing your home and its possessions, which includes being discreet about any holidays. Advertising you are away from your property may be viewed as reckless by insurers which could potentially invalidate policyholders’ cover.

At Liddle Perrett we advise you that posting holiday photos on social media could leave you more vulnerable to a burglary and even worse, your household insurer may not pay out if goods are stolen from your property.

Whilst we all can’t wait to get away from the routine of work and home life, as well as enjoying a good holiday snap to show off to our friends/followers, it is a case of ensuring you are aware of the possible terms and conditions of your policy.

Don’t let careless Social Media posts sink your Insurance ship, that could instead be sailing away to your desired destination!

Source: ‘On holiday? Don’t tell social media’

For Mortgage advice please contact:

David Liddle on 0345 894 8441 or david@liddleperrett.com.

For Protection advice please contact:

Sarah Buckingham on 0345 894 8441 or sarah@liddleperrett.com.

For General Insurance advice please contact:

Jade Topliss on 0345 894 8441 or jade@liddleperrett.com.

Your property may be repossessed if you do not keep up repayments on your mortgage.

This firm usually charges a fee for mortgage advice. The amount of the fee will depend upon your circumstances and will be discussed and agreed with you at the earliest opportunity.

Liddle Perrett Ltd is an Appointed Representative of First Complete Ltd which is authorised and regulated by the Financial Conduct Authority.