If you’re in the process of looking for a new home this year, one of the first things you may consider is talking to a mortgage advisor. Well, you needn’t look any further, here we are!

Our team are rarely not able to find a mortgage for someone, even if they have a low deposit or existing debts. Why not talk to someone today at Liddle Perrett about the following points and make your dream a reality!

Help To Buy Shared Ownership Scheme

Help to buy is an affordable home ownership scheme launched by the government. In a nutshell you will only own part of the property and pay rent on the rest. This scheme is popular amongst those who can afford to pay a mortgage but can’t afford to save up a substantial deposit, this process enables you to buy a percentage of the property. Here you can view the terms and conditions for further information.

Help To Buy ISA

The help to buy ISA was introduced in the UK with the aim of giving first time buyers a helping hand towards getting a mortgage and rewarding you for your diligent saving at the same time. You can open the account with a maximum deposit and save up every month thereafter. Find out more information on help to buy ISA here.

5% Mortgages

Whilst this isn’t a scheme, the availability of 5% mortgages has become more common over the last few years. Because possible first time buyers rent, have potentially less disposable income to put towards a deposit. These products can make owning a home more accessible to those with minimum deposit funds.

Liddle Perrett can help play a critical role in helping you achieve your home goal.

We use our experience to help your property journey from start to finish, ensuring everything runs smoothly, from finding you the right mortgage to helping complete paperwork. Whether you’re moving up, down or onto the property ladder in the new year, we can help!

Liddle Perrett can help soften the blow should tough times are occurring or come up in the future. Make sure you, your family and your home are adequately protected.

You’re only a small call away from getting your finances back on track with Liddle Perrett.

For Mortgage advice please contact:

David Liddle on 0345 894 8441 or david@liddleperrett.com.

For Protection advice please contact:

Sarah Buckingham on 0345 894 8441 or sarah@liddleperrett.com.

For General Insurance advice please contact:

Jade Topliss on 0345 894 8441 or jade@liddleperrett.com.

Your property may be repossessed if you do not keep up repayments on your mortgage.

This firm usually charges a fee for mortgage advice. The amount of the fee will depend upon your circumstances and will be discussed and agreed with you at the earliest opportunity.

Liddle Perrett Ltd is an Appointed Representative of First Complete Ltd which is authorised and regulated by the Financial Conduct Authority.