It can be a regular occurrence for many British households across the country, when you’re about to sit down for dinner, or perhaps settling down to watch your favourite programme on TV – suddenly, the doorbell/telephone starts to make a ringing noise, with a cold caller there to greet you on the other side…

While you might be tempted to listen and take up the offer of the smartly dressed man/woman on your doorstep, or the ‘expert’ voice on the other end of the line possibly offering you a deal that is too good to be true, well, our advice is if it sounds too good to be true – then it probably is.

There is no suggestion that cold-calling has taken place. However, if in the possible event it does occur, cold callers may use a big name brand offering the the possibility of cheaper premiums.

Ultimately, if you’re not sure on what someone is offering you, whether it be in person or over the phone – you are not obligated to say yes. The best advice you can get is contacting a professional and run it past them.

While there may be genuine reasons for switching, such as if you have given up smoking or your personal circumstances have changed significantly, consider all sources of insurance advice – after all, it’s better to be safe than sorry.

Insurance advice can be somewhat potentially confusing, so if you’re on the lookout for a clearer view of the options available, it’s worth considering an insurance broker.

Perhaps it’s time you picked up your own phone and dialled Liddle Perrett today and find out something new today!

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We’re able to give you the peace of mind, your query will be dealt with promptly and without fuss, this is just one of the many benefits we can provide.

For Mortgage advice please contact:
David Liddle on 0345 894 8441 or

For Protection advice please contact:
Sarah Buckingham on 0345 894 8441 or

For General Insurance advice please contact:
Jade Topliss on 0345 894 8441 or

Your property may be repossessed if you do not keep up repayments on your mortgage.

This firm usually charges a fee for mortgage advice. The amount of the fee will depend upon your circumstances and will be discussed and agreed with you at the earliest opportunity.

Liddle Perrett Ltd is an Appointed Representative of First Complete Ltd which is authorised and regulated by the Financial Conduct Authority.