Life insurance helps you protect your loved ones’ financial future, should the worst happen to you. As we go through life, our circumstances change and things, with good and bad things happening that we may never have predicted falling at our door. In the unthinkable event that you have to leave behind the people you love, life cover will ensure that the financial burden will be one less thing for them to bear.

This is something we never want to imagine but it’s a tragic fact, nevertheless. Whether this may come to the forefront through illness or a tragic accident, every year in the UK thousands of people die and leave misery in their wake for unfortunate relatives to pick up the baton.

Should we be worrying about this happening to us? The answer to that is unfortunately yes, because if you don’t worry about it then who will?

A great example of this is when we have children, in this moment we come to realise that others are wholly dependent on us. If one parent dies, the financial burden may fall entirely on the surviving parent – whether that be you or your partner, is just a simple luck of the draw.

Life cover can alleviate this burden though, helping the loved ones left behind maintain the lifestyle they enjoy or deserve.

It goes without saying that we all want the best for our children, prospering for the rest of their career, family and overall life. Taking out life cover can potentially ensure they’ll have money and resources available to them even if you were no longer there to provide for them; maybe to go on to further education or get a foot on the property ladder.

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With Children and partners in mind, the people we share our life with are evidently very special to us – it’s natural to worry about their future if we were no longer a part of it in the wake of death.

Life insurance can help the surviving partner cope financially, by helping to maintain the family’s lifestyle, pay for childcare, funeral costs and any outstanding debts you may have.

For many of us, our living arrangements such as the family home may fall within this bracket. Could your family keep up with mortgage repayments and maintenance costs without you?

In the event of losing someone close to us, it is not only upsetting, but it can also be a bit of a wake up call – a reminder of just how precious life is.

Do you really want to be putting off life insurance, with the repercussion of your loved ones struggling to cope financially if the worst happened to you unexpectedly?

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Here at Liddle Perrett, we can potentially help you take the next step. Taking out a life insurance policy sooner rather than later can be reassuring because you know a financial cushion will be there if needed.

For Mortgage advice please contact:

David Liddle on 0345 894 8441 or

For Protection advice please contact:

Sarah Buckingham on 0345 894 8441 or

For General Insurance advice please contact:

Jade Topliss on 0345 894 8441 or

Your property may be repossessed if you do not keep up repayments on your mortgage.

This firm usually charges a fee for mortgage advice. The amount of the fee will depend upon your circumstances and will be discussed and agreed with you at the earliest opportunity.

Liddle Perrett Ltd is an Appointed Representative of First Complete Ltd which is authorised and regulated by the Financial Conduct Authority.